Head EMEA Refund Fraud, Integrity

We are looking for an experienced leader who has previously owned a meaningful fraud, risk, trust & safety, operational or related business domain. You will ideally bring: • Significant experience in fraud, risk strategy, trust & safety, marketplace integrity, strategy & operations or a related domain, typically gained over 10+ years. • Experience leading and developing experienced individual contributors and/or managers. • Demonstrated ownership of a substantial business outcome, risk domain or portfolio rather than solely individual projects. • A track record of defining and executing strategies across a 1–2 year horizon. • Experience identifying complex problems, setting direction and making high-quality decisions where the answer is not immediately clear. • Strong commercial judgement and the ability to evaluate financial impact alongside customer and operational consequences. • Experience influencing senior stakeholders across Product, Engineering, Operations, Analytics and Finance. • Strong analytical judgement and the ability to use data, customer insight and operational evidence to challenge assumptions and make decisions. • Experience translating complex problems into scalable product, policy or operational solutions. • Strong people leadership, with evidence of developing talented individuals and creating teams that operate effectively with increasing autonomy. • Excellent written and verbal communication, including the ability to turn complex analysis into clear executive-level recommendations. Experience with refund abuse, customer claims fraud, payments fraud, marketplace abuse or adjacent fraud domains would be valuable, but deep expertise in refund fraud itself is not essential. We are equally interested in leaders who have demonstrated the ability to quickly understand a complex risk domain and build the strategy and organisation required to improve it.

Our Global Structure Deliveroo is now part of DoorDash, bringing together teams with even greater reach, scale, and ambition. Depending on your role, you may collaborate with teammates, systems, and leaders across DoorDash and Wolt. Together, we’re unlocking new possibilities as one global team. The head of EMEA Refund Fraud will lead Doordash’s EMEA strategy for preventing and managing refund abuse across our marketplace. You will be accountable for the performance of the Credit and Refund (C&R) Fraud domain: setting the long-term vision, determining where we focus our resources, and building the team, controls and capabilities required to reduce fraud sustainably while protecting the experience of genuine customers. This is a senior leadership role at the intersection of Integrity, Customer Care, Product, Engineering, Analytics and Finance. You will lead a team of experienced fraud and strategy professionals and work with senior leaders across Deliveroo to make complex decisions about fraud risk, customer experience, operational cost and product investment. You will need to be comfortable operating in ambiguity, identifying problems before they become material, and turning complex and sometimes incomplete signals into a clear strategy. Success will come not from personally solving every problem, but from creating the direction, operating mechanisms and team that enable Deliveroo to manage refund fraud effectively at scale. What You’ll Be Doing Setting the C&R Fraud Strategy • Set and own the 1–2 year vision and strategy for C&R Fraud, translating wider Integrity and business priorities into a focused roadmap. • Proactively identify emerging risks, systemic vulnerabilities and opportunities rather than waiting for problems to be assigned. • Determine the highest-value problems for the team to solve and make clear choices about where we should (and should not) invest. • Define how we balance fraud loss, customer experience, operational cost and growth when designing controls. • Build compelling business cases for significant product, policy and operational investments. Owning Performance and Risk • Be accountable for C&R Fraud performance and establish a clear set of outcomes, targets and guardrails. • Develop a comprehensive view of fraud exposure, including fraud cost, abuse rates, loss per order, false positives, customer impact and operational cost. • Partner with Finance and senior leadership to quantify financial exposure and inform risk appetite decisions. • Establish mechanisms to identify material changes in performance, understand their drivers and ensure effective action is taken. • Ensure the organisation can detect and respond quickly to new abuse patterns and emerging threats. Build Scalable Fraud Prevention Capabilities • Own the effectiveness of the overall C&R fraud framework across customer and partner journeys. • Identify systemic control gaps and ensure the right preventative, detective and responsive controls are in place. • Set the direction for product decisioning, eligibility logic, automation, friction, policies and operational interventions. • Ensure rules, models and controls are continually evaluated against both fraud outcomes and customer-experience guardrails. • Create effective feedback loops between frontline investigations, Analytics, Product and Engineering so that new insights translate into better prevention. • Challenge legacy processes and controls, simplifying or retiring them where they no longer provide sufficient value. Lead Cross-Functional Strategy and Investment • Act as the senior C&R Fraud partner to Product, Engineering, Customer Care, Merchant, Finance, Analytics and other Integrity teams. • Translate fraud problems into clear product and business opportunities and influence roadmaps outside your direct reporting line. • Lead complex decisions where fraud prevention, customer experience, commercial performance and operational efficiency are in tension. • Create alignment around priorities, decision rights and accountability without relying on excessive consensus. • Make longer-term trade-offs and ensure resources are concentrated on the initiatives with the greatest expected impact. • Communicate complex risks and recommendations clearly to senior and executive stakeholders. Build and Lead a High-Performing Team • Lead and develop a team of experienced fraud, strategy and operations professionals. • Translate your strategy into clear, measurable outcomes for individual team members. • Empower your team to own significant problems independently while providing effective challenge, coaching and direction. • Establish strong operating mechanisms and rituals for reviewing performance, prioritisation, delivery and emerging risks. • Build capability and succession within the team, identifying development opportunities and future talent needs. • Create an inclusive environment in which different perspectives are actively sought and people are able to challenge assumptions. • Hold yourself and others accountable for delivering ambitious outcomes while maintaining focus and sustainable ways of working. Requirements We are looking for an experienced leader who has previously owned a meaningful fraud, risk, trust & safety, operational or related business domain. You will ideally bring: • Significant experience in fraud, risk strategy, trust & safety, marketplace integrity, strategy & operations or a related domain, typically gained over 10+ years. • Experience leading and developing experienced individual contributors and/or managers. • Demonstrated ownership of a substantial business outcome, risk domain or portfolio rather than solely individual projects. • A track record of defining and executing strategies across a 1–2 year horizon. • Experience identifying complex problems, setting direction and making high-quality decisions where the answer is not immediately clear. • Strong commercial judgement